claw-ideas/ideas/finance-budgeting/subscription-tracker.md

Subscription Tracker

Detect recurring subscriptions, monitor pricing changes, and suggest cancellations for underused services.

Problem

Recurring charges quietly grow over time and are easy to overlook in generic transaction feeds.

Core capabilities

• Identify recurring payment patterns automatically.
• Detect price hikes and renewal windows.
• Estimate usage-to-cost value based on connected service activity.
• Recommend cancellation or downgrade opportunities.

MVP scope

• Recurring charge detection from bank/card statements.
• Monthly renewal calendar and alerting.
• Quick summary of top avoidable costs.

Success criteria

• Lower monthly subscription spend.
• Better visibility into active recurring commitments.

Stretch ideas

• One-click cancellation playbooks for common services.
• Family plan optimization suggestions.