claw-ideas/ideas/finance-budgeting/personal-finance-dashboard.md

Personal Finance Dashboard

Unify accounts and cards into one financial view with automatic categorization, anomaly detection, and trend tracking.

Problem

Spending insights are fragmented across banking apps, making it hard to spot patterns and course-correct early.

Core capabilities

• Connect bank and card transactions securely.
• Auto-categorize spending with manual correction feedback.
• Visualize monthly trends, budgets, and category drift.
• Flag unusual charges and cash-flow warnings.

MVP scope

• Import via CSV and one API connector.
• Core dashboard: balances, spend by category, monthly delta.
• Alerts for outlier transactions above configurable thresholds.

Success criteria

• Faster monthly review process.
• More accurate budgeting decisions.

Stretch ideas

• Scenario planning for major purchases.
• Net worth tracking across investments and debt.