Sloppify

ideas/finance-budgeting/subscription-tracker.md

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+# Subscription Tracker
+
+Detect recurring subscriptions, monitor pricing changes, and suggest cancellations for underused services.
+
+## Problem
+Recurring charges quietly grow over time and are easy to overlook in generic transaction feeds.
+
+## Core capabilities
+- Identify recurring payment patterns automatically.
+- Detect price hikes and renewal windows.
+- Estimate usage-to-cost value based on connected service activity.
+- Recommend cancellation or downgrade opportunities.
+
+## MVP scope
+- Recurring charge detection from bank/card statements.
+- Monthly renewal calendar and alerting.
+- Quick summary of top avoidable costs.
+
+## Success criteria
+- Lower monthly subscription spend.
+- Better visibility into active recurring commitments.
+
+## Stretch ideas
+- One-click cancellation playbooks for common services.
+- Family plan optimization suggestions.