Sloppify

ideas/finance-budgeting/personal-finance-dashboard.md

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+# Personal Finance Dashboard
+
+Unify accounts and cards into one financial view with automatic categorization, anomaly detection, and trend tracking.
+
+## Problem
+Spending insights are fragmented across banking apps, making it hard to spot patterns and course-correct early.
+
+## Core capabilities
+- Connect bank and card transactions securely.
+- Auto-categorize spending with manual correction feedback.
+- Visualize monthly trends, budgets, and category drift.
+- Flag unusual charges and cash-flow warnings.
+
+## MVP scope
+- Import via CSV and one API connector.
+- Core dashboard: balances, spend by category, monthly delta.
+- Alerts for outlier transactions above configurable thresholds.
+
+## Success criteria
+- Faster monthly review process.
+- More accurate budgeting decisions.
+
+## Stretch ideas
+- Scenario planning for major purchases.
+- Net worth tracking across investments and debt.