Sloppify

ideas/finance-budgeting/invoice-automation-agent.md

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+# Invoice Automation Agent
+
+Automate invoice generation, delivery, payment tracking, and follow-up reminders for freelance or consulting work.
+
+## Problem
+Manual invoicing is repetitive and error-prone, and late payment follow-ups often slip through.
+
+## Core capabilities
+- Generate branded invoices from project and rate data.
+- Send invoices via email with payment links.
+- Track due dates, status, and aging.
+- Trigger polite reminder sequences automatically.
+
+## MVP scope
+- Invoice templates and client directory.
+- PDF export and email send workflow.
+- Reminder rules at 3, 7, and 14 days overdue.
+
+## Success criteria
+- Faster invoice turnaround.
+- Improved on-time payment rate.
+
+## Stretch ideas
+- Tax estimate snapshots by quarter.
+- Multi-currency invoicing and exchange-rate tracking.

ideas/finance-budgeting/personal-finance-dashboard.md

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+# Personal Finance Dashboard
+
+Unify accounts and cards into one financial view with automatic categorization, anomaly detection, and trend tracking.
+
+## Problem
+Spending insights are fragmented across banking apps, making it hard to spot patterns and course-correct early.
+
+## Core capabilities
+- Connect bank and card transactions securely.
+- Auto-categorize spending with manual correction feedback.
+- Visualize monthly trends, budgets, and category drift.
+- Flag unusual charges and cash-flow warnings.
+
+## MVP scope
+- Import via CSV and one API connector.
+- Core dashboard: balances, spend by category, monthly delta.
+- Alerts for outlier transactions above configurable thresholds.
+
+## Success criteria
+- Faster monthly review process.
+- More accurate budgeting decisions.
+
+## Stretch ideas
+- Scenario planning for major purchases.
+- Net worth tracking across investments and debt.

ideas/finance-budgeting/subscription-tracker.md

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+# Subscription Tracker
+
+Detect recurring subscriptions, monitor pricing changes, and suggest cancellations for underused services.
+
+## Problem
+Recurring charges quietly grow over time and are easy to overlook in generic transaction feeds.
+
+## Core capabilities
+- Identify recurring payment patterns automatically.
+- Detect price hikes and renewal windows.
+- Estimate usage-to-cost value based on connected service activity.
+- Recommend cancellation or downgrade opportunities.
+
+## MVP scope
+- Recurring charge detection from bank/card statements.
+- Monthly renewal calendar and alerting.
+- Quick summary of top avoidable costs.
+
+## Success criteria
+- Lower monthly subscription spend.
+- Better visibility into active recurring commitments.
+
+## Stretch ideas
+- One-click cancellation playbooks for common services.
+- Family plan optimization suggestions.